Andréas Hobbelin — AML Expert Behind PropComply
Co-Founder, Owner and CEO of PropComply. Founder of CostaAML Compliance. 15+ years applying AML and financial crime prevention to real-world transactions.
Who is Andréas Hobbelin?
Andréas Hobbelin is the co-founder, owner and CEO of PropComply, and the founder of CostaAML Compliance, an AML advisory practice serving real estate professionals on the Costa del Sol. He has spent 15+ years in senior operational AML and financial crime prevention roles inside regulated financial institutions and fintech.
PropComply is built on that operational experience — turning hands-on knowledge of Ley 10/2010, SEPBLAC expectations, source-of-funds review, PEP and sanctions screening and Enhanced Due Diligence into a practical infrastructure for Spanish real estate.
Career
Background & Expertise
- 15+ years of AML and financial crime prevention experience
- Certified Anti-Money Laundering Specialist (CAMS) & Certified Global Sanctions Specialist (CGSS)
- Senior operational AML background from regulated financial institutions — ex-Swedbank, ex-BDO
- Former Head of AML at Plusius (Swedish PSP / fintech)
- Current Compliance Officer (Consultant) at Habeno, a mortgage broker on the Costa del Sol
- Hands-on fintech compliance — payments, onboarding and risk operations
- Specialised focus on international clients and cross-border real estate transactions
- Direct experience with regulatory inspections, internal audits and external assurance
- Founder of CostaAML Compliance — an AML advisory practice serving real estate professionals on the Costa del Sol
Operational AML
15+ years inside regulated institutions — not theory, but day-to-day decisioning, escalation and inspection readiness.
Spain & Cross-Border
Direct work with international buyers and complex cross-border source-of-funds cases on the Costa del Sol.
Independent Stance
PropComply is neutral infrastructure: not a law firm, not a bank, not an agency. Each user retains independent AML responsibility.
Frequently Asked Questions
Who is the founder of PropComply?
PropComply is co-founded and owned by Andréas Hobbelin, an AML professional with 15+ years of operational experience in financial crime prevention. He is also the founder of CostaAML Compliance, an AML advisory practice serving real estate professionals on the Costa del Sol.
What is Andréas Hobbelin's background in AML?
Andréas spent his career in senior operational AML roles inside regulated financial institutions and fintech, with deep, hands-on experience in customer due diligence, source-of-funds review, PEP and sanctions screening, suspicious activity escalation, and regulator engagement.
Why was PropComply built?
Spanish real estate transactions involve international buyers and multiple obligated parties — agents, lawyers, developers, mortgage brokers, notaries and banks — each repeating KYC/CDD on the same client. PropComply was built to standardise that work into one structured client file that can be securely shared, while each party keeps its independent AML responsibility under Ley 10/2010.
Is PropComply a law firm or AML consultancy?
No. PropComply is a software solution that supports KYC/CDD and AML workflows. It does not provide legal advice and does not replace the user's own AML responsibility. CostaAML Compliance, founded by Andréas, is a separate advisory practice.