Tailored for Every Real Estate Professional
Each professional in a real estate transaction has unique AML obligations. PropComply provides specialized tools for each role while enabling secure collaboration.
Real Estate Agents & Brokers
Primary userYou own the client relationship — KYC/CDD starts here
Agents are the first point of contact and own the client relationship. Originate the KYC/CDD file in PropComply, then share it forward with lawyers, property developers, mortgage brokers and notaries — so the entire chain works from one structured, verified file.
Common Challenges
- International clients with complex documentation
- Pressure to close vs. compliance requirements
- Documents scattered across WhatsApp, email and paper
- Each party re-asking the client for the same documents
How PropComply Helps
- Mobile-first onboarding clients can complete anywhere
- One-click sharing with lawyers, developers and brokers
- PEP and sanctions screening built in
- Bilingual EN/ES output, PDF download after sharing
- Complete audit trail for inspections
Lawyers & Legal Professionals
Primary userInherit the agent's file — keep independent AML liability
Receive the structured KYC/CDD file from the agent to skip duplicate data collection — then run your own independent AML assessment on top. Audit-ready documentation aligned with Ley 10/2010, ready for SEPBLAC inspections.
Common Challenges
- Duplicate work collecting documents the agent already has
- Need for audit-ready, defensible files
- Collaboration without compromising independence
- Enhanced due diligence for high-risk clients
How PropComply Helps
- Inherit verified KYC/CDD from agents — no re-collection
- Independent AML assessment layer preserved
- Ley 10/2010 aligned checklists and EDD workflows
- Permission-based sharing with notaries and banks
- Audit trail ready for SEPBLAC and bar inspections
Property Developers
Primary userSpeed up reservations and deposit payments
Developers and agents collaborate constantly. Share KYC/CDD both ways to clear buyers faster, unblock reservation deposits and standardize source-of-funds checks across every project and sales team.
Common Challenges
- Multiple buyers per project, each needing KYC
- Reservation deposits delayed by compliance back-and-forth
- Inconsistent source-of-funds documentation
- Reputational risk from inadequate due diligence
How PropComply Helps
- Two-way KYC/CDD sharing with partner agents
- Faster clearance for reservation deposits
- Structured source-of-funds documentation
- Project-level dashboard and oversight
- Bilingual EN/ES files, PDF export
Mortgage Brokers
Primary userValidate buyer credibility early — close mortgages faster
Used early in the deal, PropComply lets brokers validate the client for both KYC/CDD and mortgage and buyer credibility. Reach lenders with a pre-qualified, standardized file that matches what banks expect — and cut weeks off financing.
Common Challenges
- Late-stage surprises on buyer credibility
- Banks rejecting files for inconsistent KYC
- Re-collecting documents the agent already has
- Lengthy back-and-forth before mortgage approval
How PropComply Helps
- Early KYC/CDD inherited from the agent
- Buyer credibility and mortgage-fit pre-qualification
- Standardized files aligned with bank expectations
- Bilingual EN/ES output, downloadable PDF
- Independent broker assessment preserved
Notaries
Secondary userReceive structured KYC/CDD ahead of signing
Notaries can join PropComply to receive structured KYC/CDD from agents and lawyers earlier in the transaction — reducing last-minute scrambles. Independence in AML assessment is fully preserved.
Common Challenges
- Last-minute document submission
- Inconsistent KYC quality from different sources
- Need to perform independent AML assessment
- Completion delays from missing documentation
How PropComply Helps
- Early access to structured KYC/CDD from agents and lawyers
- Consistent format across all transaction parties
- Independent review and assessment tools
- Secure read-only access to supporting documents
- Bilingual EN/ES output available
Banks
External recipientReceive shared KYC/CDD — no account required
Banks do not become PropComply users. They receive shared KYC/CDD files digitally — in English, Spanish or bilingual EN/ES, downloadable as PDF — and always perform their own independent AML assessment. No reliance, full independence.
Common Challenges
- Inconsistent KYC files from real estate parties
- Re-collecting source-of-funds documentation
- Slow mortgage and account-opening pipelines
- Audit defensibility on inbound files
How PropComply Helps
- Receive standardized files without an account
- EN, ES or bilingual EN/ES PDF output
- Clear source-of-funds documentation
- Audit-ready format aligned with regulatory expectations
- Bank performs its own independent AML assessment
Included AML Modules — Expanding the Solution
PropComply users will get access to additional AML modules built into the same solution — tools to support your firm's independent AML program, never a substitute for it.
AML Documentation Framework
Ready-to-adapt policies, procedures and internal control templates aligned with Ley 10/2010 and SEPBLAC expectations — to support your firm's own AML program.
AML Risk Assessment
Guided self-assessment for your firm and per-client risk scoring across operations, geographies and product types — with structured records ready for inspection.
AML Training
Onboarding and annual refresher training tailored to Spanish real estate, with completion records and certificates kept inside your client and staff files.
AML AI Expert Support
An in-app assistant trained on Spanish AML regulation and PropComply workflows — to help your team interpret rules, escalate cases and document decisions.
Find the Right Solution for Your Role
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