PEP & Sanctions Screening Workflow
Why this matters
Screening is a regulatory expectation, not a nice-to-have. Missing a sanctioned party in a transaction can expose the business to severe regulatory and reputational consequences.
Screening once at onboarding is not enough — clients and sanctions lists change over time.
Practical implementation
Initial screening
Screen the client, all beneficial owners and relevant connected parties at onboarding against PEP, sanctions and adverse media data.
Match handling
Investigate alerts using structured criteria — name, date of birth, jurisdiction and role — to confirm true matches and discard false positives.
Ongoing screening
Re-screen the client base regularly so newly-listed parties are detected without manual effort.
How PropComply helps
- Integrated PEP, sanctions and adverse media screening from trusted data sources.
- Guided alert resolution with structured decision rationale.
- Continuous monitoring of existing client files — not just a snapshot at onboarding.
- Audit trail of every match, decision and override.
PropComply supports — but does not replace — professional judgement, and does not guarantee AML compliance. Each obligated subject remains responsible for its own AML decisions.
Practical example
An adverse media hit on a corporate director
PropComply flags adverse media on a director of a buying company linked to a fraud investigation abroad.
The compliance officer reviews the source, confirms it relates to the same individual, and decides to apply Enhanced Due Diligence with additional source of wealth review.
The decision and supporting evidence are stored in the audit trail.
Best practice
- ·Document why a match is discarded, not only why it is accepted.
- ·Ensure screening covers all relevant parties — not just the named client.
- ·Re-screen at meaningful intervals appropriate to client risk.
Related guides
How PropComply Performs Customer Due Diligence
The complete KYC and CDD workflow supported by PropComply — identification, verification, screening and documentation.
Enhanced Due Diligence in Practice
How higher-risk clients should be handled and how PropComply supports Enhanced Due Diligence in real estate transactions.
Real Estate AML Risk Assessment
How client risk scoring and transaction risk assessment work inside PropComply.
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