Screening data providerLive in Spain — already used by real estate professionals. Launching in Portugal
One Client — One KYC. Securely Shared Between Involved Parties.
The standardization infrastructure for KYC/CDD in Spanish and Portuguese real estate — one client file, securely shared between agents, lawyers, developers, brokers, notaries and banks.
One Client — One KYC
Close deals faster
Live in Spain — positive user feedback
Launching in Portugal — with Scandinavian real estate agencies
Made in Norway · Built for Spain and Portugal
Live!
In production
in Spain
20+
Firms using
PropComply
500+
KYCs processed
≈1% of market
EN / ES / PT
Bilingual
KYC/CDD
Trusted by real estate professionals across Spain
A selection of firms using PropComply
HusmanHagberg (Spain)
Skandiamäklarna (Costa del Sol)
Alamo Costa del Sol
Mäklarhuset (Costa del Sol)
Bjurfors (Spain)
Dahler Mallorca
Propertissimo (Mäklarringen Costa del Sol)
In production · In testing
Why PropComply
The Standardization Infrastructure for KYC/CDD Sharing in Real Estate
Today, the same client is asked for the same documents by every party in a transaction. PropComply replaces that with a single, standardized KYC/CDD file — securely shared between agents, lawyers, developers, mortgage brokers, notaries and banks.
One Client — One KYC
A single, structured client KYC/CDD file replaces duplicated requests across agents, lawyers, property developers, mortgage brokers, notaries and banks. The client is onboarded once and KYC reused.
Multi-Logic KYC/CDD
Different KYC/CDD workflows for different client types and roles — buyer, seller, investor, individual or company, low to high risk — so every onboarding fits the case instead of forcing one template.
Standardization Infrastructure
A common KYC/CDD format built around Spanish real estate transactions — reservation, deposits, completion and multi-party deals — so every real estate professional speaks the same compliance language.
Reservation Payment Built In
During Initial KYC/CDD onboarding, clients are offered to pay the reservation deposit immediately — card payments up to €10,000 paid instantly via PropComply's third-party payment partner. KYC and deposit payment, in one flow.
Risk-Based AML, Not Box-Ticking
PEP, sanctions, watchlist screening, and confirmation checks, risk classification, escalation procedures and complete audit trails — aligned with Ley 10/2010 and GDPR. Real AML compliance, not just paperwork.
Live in Spain — Loved by Users
Already used by real estate professionals across Spain in live production, with positive feedback from agents, lawyers, mortgage brokers and property developers. Built for both an excellent client journey and effortless user experience.
PropComply vs Generic KYC
Built for Real Estate Spain. Not Retrofitted From Banking.
Most KYC/AML tools were designed for fintech onboarding. PropComply was built around how the Spanish property transaction process actually work.
"Generic KYC" = typical horizontal KYC tools not built for the Spanish real estate sector.
| Capability | PropComply | Generic KYC |
|---|---|---|
| PEP, sanctions & adverse-media screening | ||
| Identity verification & document capture | ||
| Specifically built for the Spanish real estate sector | ||
| One KYC client file shared across the deal chain — GDPR compliant | ||
| Multi-logic KYC workflows by KYC types, client types & client roles | ||
| Aligned with Ley 10/2010, SEPBLAC expectations & National MLTF Risk Assessment | ||
| Reservation deposit payment offering to clients during onboarding (coming soon) | ||
| Bilingual EN/ES KYC for both clients and users + PDF downloadable | ||
| Independent AML responsibility preserved | ||
| Mobile-first user KYC initiation and client completion | ||
| Automated risk scoring model based on Spanish NRA MLTF | ||
| Suspicious activity generator & escalation | ||
| Automated SAR/STR population & report generation | ||
| Built by AML expert with 15+ years of real estate experience |
Comparison reflects common capabilities of generic KYC/AML tools and is provided for illustrative purposes.
Who it's for
Built for every party in a Spanish property deal
Agents, lawyers, property developers, mortgage brokers, notaries and banks all need KYC/CDD on the same client. PropComply is the standardization infrastructure that lets them share one structured file — while each party keeps its independent AML responsibility.
Real Estate Agents & Brokers
You own the client relationship — start KYC/CDD here
As the first point of contact, agents originate the client file in PropComply and share it forward — to lawyers, developers, mortgage brokers and notaries — so the deal moves faster without redoing KYC.
Learn moreLawyers & Legal Professionals
Receive a structured file — keep independent AML liability
Receive the agent's KYC/CDD file to skip duplicate work, then run your own independent AML assessment on top. Audit-ready documentation aligned with Ley 10/2010, ready for SEPBLAC inspections.
Learn moreProperty Developers
Speed up reservations and deposit payments
Collaborate directly with agents — share KYC/CDD both ways to clear buyers faster, unblock reservation deposits and standardize source-of-funds checks across every project and sales team.
Learn moreMortgage Brokers
Validate buyer credibility early — close mortgages faster
Used early in the deal, PropComply lets you validate the client for both KYC/CDD and mortgage and buyer credibility — so you reach lenders with a pre-qualified, standardized file that matches bank expectations.
Learn moreNotaries
Receive structured KYC/CDD earlier — fewer last-minute delays
Notaries can join PropComply to receive structured KYC/CDD from agents and lawyers ahead of signing. Independence in AML assessment fully preserved.
Learn moreBanks
Receive shared KYC/CDD — no account needed
Banks don't become PropComply users. They receive shared KYC/CDD files digitally — in English, Spanish or bilingual EN/ES, downloadable as PDF — and always perform their own independent AML assessment.
Learn moreShared Infrastructure — Not Shared Liability
Each user maintains their own independent AML responsibility. PropComply is a tool to help you perform, document and manage your KYC/CDD obligations — not a service that performs AML on your behalf. Banks and financial institutions can receive shared KYC/CDD files as read-only recipients, but perform their own independent assessments.
Trust & Independence
A Neutral Standardization Layer for KYC/CDD
PropComply isn't another KYC/CDD tool bolted onto a single firm. It's the shared infrastructure that lets agents, lawyers, developers, mortgage brokers, notaries and banks work from one standardized client file.
Our independence from law firms, banks and agencies means every party can trust PropComply as neutral infrastructure for KYC/CDD sharing — without conflicts of interest, hidden dependencies or any delegation of AML responsibility.
Neutral Infrastructure
PropComply is independent of law firms, banks and agencies — a neutral standardization layer for KYC/CDD sharing. Owned by AI Risk Intelligence AS (Norway).
One Client — One KYC
A single structured client file replaces duplicated requests across every party in the transaction. The client provides documentation once.
Shared, Securely & GDPR Compliant
Permission-based sharing between involved parties. No WhatsApp documents, no email attachments — full audit trail and European data standards.
Independent AML Liability
Each party — agent, lawyer, developer, mortgage broker, notary or bank — keeps its own independent AML responsibility. Shared infrastructure, not shared liability.
Partners
Working with trusted partners
PropComply integrates with specialists across the Spanish property transaction to keep one client file moving end-to-end.
Screening data provider
AML advisory & audit
Mortgage broker
FX & payments partnerBring your firm onto the standard.
Join the agents, lawyers, developers, mortgage brokers and notaries adopting PropComply as the shared KYC/CDD infrastructure for Spanish and Portuguese real estate.